Menu
Services

Living Trust & Will

Protect the people you love with a Living Trust or Will, included at no extra cost for clients, through our partnership with Trust & Will.

We understand that thoughtful estate planning is essential for securing your legacy and ensuring your loved ones are cared for. We work closely with clients to identify their unique goals and develop comprehensive strategies to address them. Whether it's creating a will, setting up trusts, or planning for tax efficiencies, we are here to guide you every step of the way.

Last Will & Testament

Directs how your assets are distributed after death and names an Executor to carry out your wishes. A will can leave assets to family or charity, name guardians for children, and specify funeral preferences, but it does not avoid probate or override beneficiary designations.

Living Trust

A legal entity created during your lifetime that holds your assets and lets you remain in control as your own trustee. Assets held in a properly funded trust avoid probate, pass to heirs faster, and maintain privacy, making it a preferred choice for many families.

Medical Power of Attorney

Legally appoints a trusted person to make medical decisions on your behalf if you become unable to communicate. Your chosen agent has legal authority to speak with doctors and act according to your wishes — being married alone does not guarantee this right.

Guardianship for Minor Children

Names who you want to raise your children if both parents die or become unable to care for them. Without a named guardian, a judge decides. The person raising your children does not have to be the same person managing their inheritance.

Durable Power of Attorney

Authorizes a trusted person to manage your financial and legal affairs if you become incapacitated, including paying bills, managing accounts, filing taxes, and handling investments. Without a POA, your family may face a costly court process before anyone can legally act on your behalf.

David R. Balok Wealth Management, Inc.

Affiliated with LPL Financial

Disclosures

David R. Balok is a Registered Representative with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. SmartVestor is an advertising and referral service for investment professionals operated by the Lampo Group, LLC d/b/a Ramsey Solutions. SmartVestor provides referrals to financial professionals of LPL Financial, LLC (LPL). SmartVestor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay SmartVestor cash compensation for these referrals, which creates the incentive for SmartVestor to make these referrals, resulting in a conflict of interest. Please visit SmartVestor investing professionals / RamseySolutions.com to learn more. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, CO, MI, MS, NC, PA, SC, VA. .

© 2026 David R. Balok Wealth Management, Inc. All rights reserved.

Securities offered through LPL Financial. Member FINRA & SIPC